Thursday, August 2, 2007

So Sue Me!

About a year ago Social Animal was in an auto accident on the freeway. If you want, you can read about it HERE.
Okay? Well this is still being dealt with by the insurance company. The agent handling the claim for us has been CCing me on her correspondence with the parties involved. Basically trying to get them to settle and to provide the documentation of their medical bills, etc. Yesterday she called me at work to let me know that they are, at this point, refusing to release anything else to her and saying they are going to file a lawsuit against...I'm not sure who, me probably, as the policy holder. She said that she doesn't see any evidence that anything has been filed yet, that if they do they will have to provide the documentation she has been seeking anyway, and that I should let her know if I am served or receive any contact from them and they will handle it. Part of me is sort of freaking out, although in the back of my mind I knew this was a possibility. Another part of me though feels simply tired. I don't know what they could get from me...part of my income for life? I don't really have anything they could take. Plus, it was an accident...what could I have done? How can I be held responsible? (Although, of course people are held responsible all the time for things they can't control.)
I am trying not to worry about it too much, because there is nothing I can do about it one way or the other no matter what happens. Maybe I should be more worried or I should be proactive in some way, but I just can't imagine what I could do.

6 comments:

Tara said...

My mom knows a woman who is "sue happy" as I call it. She can't wait for the next time to sue someone. Makes me angry. All I can tell you though is what you've basically decided, which is to try not to worry about it. Wait to see what news comes from your adjuster. I can't tell you to stop thinking about it though. I can see how that would rattle one's nerves more than just a bit.

evil-e said...

Things are not resolved after almost a year? Who is dragging their feet here? Be concerned, but do not let it eat you up.

Viki said...

Sorry dude - you seem to be having a tough summer.
Just keep your cool and you will get through this!

l.b. said...

Tara: I really am going to try not to worry too much. It feels like a waste of my energy, which is flagging right now anyway...

Evil-E: The other parties are dragging their feet in getting information to my claims adjuster apparently. In a way that might be a good sign...like maybe they want more money but don't have any sort of factual information that would justify it?

Viki: Yes, I guess I am having a tough summer...a tough year. But I am trying to keep my cool and ride it all out.

David in DC said...

Sounds like you're doing all the right things. Stay in touch with the insurance people and notify them if you're served with any papers.

It's the insurence lawyers' job to worry. That's why you have insurance in the first place. Don't get caught up in it.

There's probably a 1-year statute-of-limitations driving things at this point. The other parties (or their lawyers or insurance company) may just be doing some hard bargaining at the precipice or they may really intend to sue.

Either way, it's your insurance company's job to worry about it.

The agent's right, if they won't hand over proof to your insurance company now, they'll have to do it in discovery after filing a suit.

Everybody's just dancing a dance here. Don't let it get you down.

l.b. said...

DiDC: Thanks, I am really making an effort to not worry about things that are out of my control. I will let the professionals do the dancing...